Tag Archives: minimal efforts

Manage Your Money With the 50-20-30 Rule

Beware of little expenses; a small leak will sink a great ship.
                                                                                                                                                       – Benjamin Franklin

Success is managing you money like a pro. Leaving pay check to pay check is quite common scenario for most twenty- something. Forever waiting for the next paycheck to arrive. Budgeting and saving seems rather impossible when you in such situations. 

Every career girl  needs to manage her money and built up her saving for the opportunities that may arrive unexpectedly. This is one of the most simple and functional rule that I follow. It has changed the way I save and it is quite practical and simple. The 50 – 20 -30 rule is about allotting 50% of your money towards your needs – 20% towards  your savings – 30% towards your wants. 

 

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50%“Your needs”

Your rent, monthly transportation cost, groceries and other utilities that are required every month would be included under your needs. 50% of your budget goes into fulfilling your monthly necessities which are mandatory.

 

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20% “Your savings”

Savings are very important you never know when you might need extra money. Planing and early retirement or an investment.Every month put aside 20% of your paycheck in a separate savings account save yourself from temptation. Put the money out of sight and out of mind. At the end of the year you will be surprised  how much you were able to save with out much guilt and sacrifices. A little discipline with regards to money and budgeting goes a long way. 

 

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30% “Your wants”

I understand the list of wants is always full and we never run out of wants.This way you will be aware of spending 30% of your pay check on your wants. It can be spent on the dress you were eyeing for few days, clubbing, hobbies, or spa. But for the big trip you are planning that need a extra boost in budget simple twerk the rule a bit.
Instead of saving 20% save 30% and vice versa. You will have the extra money you need with out much compromise. Yes, it will require certain sacrifices but nothing good ever came easy.
 
 
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All you need to know about 5 piece french wardrobe part 3

Minimalism is not the lack of something, it’s the perfect amount of something.
                                                                                                                                                       – Nicholas Burroughs

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I have written about 5 piece french wardrobe here and here. Love it or hate it the 5 piece french wardrobe is definitely a thing of beauty. 

 

A curated wardrobe is the modern luxury that most successful people posses. Instead of spending an insane amount of time  in the morning deciding what to wear, and loosing precious energy, they rely on their curate wardrobe. The 5 piece french wardrobe system is a great way to build a curated wardrobe that will resonate with your signature style. 

Many of us are stuck in the vicious circle of overbuying, impulse buying and finally returning a purchase. Fashion’s ever-growing ghost economy attest to the fact that impulse buying and returning purchases are on rise.While retailers urge you to buy more and fast fashion is much-loved by the new generation  the price it extract from the environment is staggering.

Minimalism is not about having less.It’s about making room for more of what matters.

I love the idea of a curated, environment-friendly wardrobe that is ethical and environmental friendly choice. Huge amount of waste is generated in production of fabric such as jeans and the production of cheap clothes often involved child labourer and under paid workers.

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Just because it is called  the French Wardrobe philosophy doesn’t necceessarily means it is about french style. It is more about how you buy clothes not what is your style preference. Well you do need things like the skirt that never goes out of style or the item  every girl needs to have in their closet.The popular philosophy is that your basic wardrobe allows you to spend more money on few special clothes. Additionally you will have more money to get your clothes tailored and achieve the perfect fit.Learn to manage and organize  your  wardrobe like a boss with the 5 piece french wardrobe method. It aims to achieve a well-balanced and functional wardrobe. A wardrobe that is not over flowing with random items that you don’t remember purchasing or wearing. Apart from that is the best way to maintain a curated wardrobe that grows by 5 piece every season.

While wearing the same outfit in a row for 2 day is frowned upon by most people it is not uncommon  to repeating outfits. Think about how much money would you like to spend on a items that you not wear more that 10 times or may be less.

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How do I wear Jumpsuits ?

For the lazy girls out there the jumpsuit is go to outfit. One outfit solution to all your problems : Monday morning blues, waking up late, no planned outfit, in the fashion rut, feeling supper lazy.All you need is the jumpsuit to jump start your day and banish the problems. 

Invented by Florentine Thayat in 1919, the first jumpsuit was a considered a liberating garment during the futuristic period. Thayat used cotton fabric or African canvas to cutout the shape of the garment and added few buttons and a belt. Thus the first jumpsuit was a creative do-it- yourself project by Thayat.

Fast- forward to the twenty first century the jumpsuit gain popularity with the likes of Stella McCartney, Agyness Deyn, Katie Holmes, Rihanna and several other fashionistas sporting this trend. Jumpsuits are made of cotton, denim, lace, silk, sheer fabrics now, along with embellishment and other detailing. In 2011 Jumpsuits dominated the runway and red carpet. Renowned designers houses like Saint laurent, Alexander Wang, Paul&Joe, Diane Von Frustenberg, Marc Jacobs and several other add their own creative twist to the jumpsuit.

Every girl need to have this item in their closet. The jumpsuit is for every season and occasion. Loved by the fashionistas and the lazy gals out there including me. Styling a jumpsuit is simple and easy.Wear them solo or pair them up with simple black blazer or jacket.

The black jumpsuit is a closet essential. They are available is several patterns and cut. Monochrome, colour blocked, printed jumpsuits with cropped or flared hem and wide range of necklines. 

All you need to do it get a jumpsuit that fits you perfectly. Know  Why you need to get your clothes tailored.

Simplicity is the ultimate sophistication

Summer calls for jumpsuits and a pair of sunglasses to beat the heat in style.Planing  minimalist looks has never been easier.

 

They are classy and great for semi-formal looks. Add belt to accentuate your waist and plums to round up the look.

Accessories with a hat for the daytime look paired with sandal. The free flowing breezy fabric is perfect for summer and daytime activities. 

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They double up as pantsuits too. All you need is a blazer to get polished put-together look.

 

They are red-carpet approved. Planing a  party wear is not so hard anymore.

Accessories can glam up every outfit and jumpsuits are no exceptions.Perfect day to night transition outfit. Swap the accessories and get ready to party.

Day to night transition outfit has never been easier with some jumpsuit around.

The monochrome jumpsuits are the safes bet if you are not sure about this wonderful trend. Pulling off an head to toe  white look has never been easier. French style lovers this is something you can’t do without.

Minimalist fashion must-have piece suitable for almost all season. Add a trench, jacket or blazer to make it appropriate for cooler weather.

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Every girl needs to have this item in their closet 

For the lazy girls out there the jumpsuit is the ultimate outfit. One outfit solution to all your problems : Monday morning blues, waking up late, no planned outfit, in the fashion rut, feeling supper lazyAll you need is the jumpsuit to jump-start your day and banish the problems.

Invented by Florentine Thayat in 1919, the first jumpsuit was a considered a liberating garment during the futuristic period. Thayat used cotton fabric or African canvas to cutout the shape of the garment and added few buttons and a belt. Thus the first jumpsuit was a creative do-it- yourself project by Thayat.

Fast forward to the twenty-first century the jumpsuit gain popularity with the likes of Stella McCartney, Agyness Deyn, Katie Holmes, Rihanna and several other fashionistas sporting this trend. Jumpsuits are made of cotton, denim, lace, silk, sheer fabrics now, along with embellishment and other detailing. In 2011 Jumpsuits dominated the runway and red carpet. Renowned designers houses like Saint laurent, Alexander Wang, Paul&Joe, Diane Von Frustenberg, Marc Jacobs and several other add their own creative twist to the jumpsuit.

When you are in a hurry and don’t know what to wear the jumpsuit is the safest bet and way better than jeans and t-shirt.Honestly, I love jeans and t-shirt combo but it doesn’t really pack a punch like a jumpsuit does.

Pulling off an head to toe  white look has never been easier. French style lovers this is something you can’t do without.

They make great party wear too.Get ready for Girl’s Night Out in short notice and look amazing.

They are so versatile. Myriads of prints to choose from so it never gets boring. For the prints lovers jumpsuits are available in floral print, animal print, stripped, polka dot, tribal print and etc.

Monochrome ones are most common and available in wide rage of colour from pastel to darker earth tones. Perfect day to-night transition outfit. Swap the accessories and get ready to party.

Laid back, casual and effort less looks in these bold colour are my favorite. Planing minimalist look have never been easier than opting for a jumpsuit.

Travel friendly outfit : dress it up or wear it casually. 

Minimalist fashion must-have suitable for almost all season. Add a trench, jacket or blazer to make it appropriate for cooler weather. 

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ALL YOU NEED TO KNOW ABOUT 5 PIECE FRENCH WARDROBE PART 2

” Shop Less Think More “

 

After getting mixed reviews for the post All you need to Know about 5 piece french Wardrobe Part 1 , I decided to dig in some more.

Having a big walk in  wardrobe overflowing with clothes, shoes, bags, accessories was the standard of luxury. Soon it became the norm and the luxury of having a huge wardrobe is no more.Lot of successful people swears by uniform/signature style that involves wearing the same type of clothing item as much as possible hence creating a uniform and their signature style. 

Having a wardrobe full of quality item is the new luxury. 

1ca25506292043d523fbde3e7d35c1ecThe idea behind the “capsule wardrobe” or “5 piece french Wardrobe” or “the curated Wardrobe” is Less is more .

Around 2009 Sheena Matheiken of The Uniform Project challenged herself to wear the same little black dress for the entire length of the year for 365 days. She took care to make the outfits fashionable and different every day.That does seem a bit extreme to me, wearing the same dress for a year everyday, avant-garde when it comes to less is more tribe. Most people will balk at the notion of wearing the same outfit back to back for two days. While repeating the same outfit over a week is definitely not an offence.

Fast forward to 2011 Daniel Dykes editor of Fashionising stated that The Curated Wardrobe is the new Luxury  and a shift is in motion. The shift from wanting to own more and more towards the luxury of have fewer items of better quality.

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With the rise of fast fashion and mass clothing production most people in developed nation have access to wide range of new trendy clothes each season. The curated wardrobe is definitely not some thing everyone can acquire quite as easily as it requires talent and patience. 

A smaller wardrobe is an ethical choice too. We all know gallons of water is required in the making of a pair of jeans and this greatly add to pollution.The new age millennials need to be conscious of the environment and become more mindful while being as fashionable as possible. 

 

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Planing minimalist looks have never been Easire

 
  
Planing to give minimalism a try. You need to follow this simple rule to rock the minimalist look.
 To balance the look you will need a combination of 3 basic clothing piece and +1 trendy/ statement  accessory. For the 3 main pieces : Choose a top , a bottom , and a cover up, make sure they work well with each other and don’t clash. The three pieces need to balance each other and let the statement piece stand out.

For the +1  choose from a scarf ,  a statement necklace ,earring , cuffs or a simple choker.I have officially fallen in love with chokers .

 kendall jenner is rocking the minimalist look composed of 3 clothing pieces + 1 statement accessory ( chokers )

If you are not fond of accessories you can cut off the +1 statement accessory and let one of the basic 3 pieces standout. Shoes and bags or even statement sunglasses will do the trick. 

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Free People March 2012 Catalog

The brand focuses on versatile, feminine pieces for mastering the casual chic look by putting the right accents.

Ripped jeans styles and sequins also make their way into the collection providing an unexpected touch of freshness and originality to the look.

 Fabulous long dresses, seductive yet innocent looking skirts, beautiful prints and mesmerizing accessories can instantly do the trick as far as trendy looks with minimal efforts are concerned.

 Geometric vibes are reflected by checkered patterns and stripes which provide a quick focal point and a fabulous contrast both in terms of color and texture

Layering at its finest makes standing out look easy. Fabulous spacious, colorful handbags, bracelets, thick belts, hats or comfy flats are the accessories that complete the looks perfectly.